About AML
Back to Regulatory Hub
APAC · Japan FSA

Act on Prevention of Transfer of Criminal Proceeds (APTCP)

Primary LegislationIn Force
View official source
Issuing authority
Administrative fines plus criminal penalties under separate laws
Effective date
In force since 2007; 2024 amendments fully implemented Travel Rule for crypto; March 2026 revised FSA guidelines
Scope
Administrative fines plus criminal penalties under separate laws

Key requirements

Japan's main AML law. Covers traditional financial institutions plus designated non-financial businesses. Requirements: customer identification, record keeping (minimum 7 years), suspicious transaction reporting to JAFIC (Japan's FIU). The 2024 amendments fully implemented the FATF Travel Rule for crypto-asset exchange service providers and electronic payment instruments providers. March 2026 revised FSA guidelines emphasise risk-based approach.

More from APAC

Singapore MAS
MAS Notice 626 Prevention of Money Laundering and Countering Financing of Terrorism (Banks)
Singapore MAS
MAS AML/CFT Guidelines for Digital Payment Token Service Providers
Hong Kong HKMA
AML-2 Guideline on AML/CFT for Authorized Institutions
Australia AUSTRAC
Australia's AML/CTF Act 2006 (as amended by Amendment Act 2024)