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Luxembourg (CSSF) · Luxembourg

Law of 12 November 2004 on the Fight against Money Laundering and Terrorist Financing

Primary LegislationIn Force
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Issuing authority
Ministry of Justice / CSSF
Effective date
2004 — major reform 19 December 2025 (Bill No. 8486)
Scope
All obliged entities

Key requirements

Luxembourg's main AML law. Transposes EU AML directives into national law. Defines who must comply (obliged entities: banks, fund managers, lawyers, accountants and more), what they must do (CDD, EDD, ongoing monitoring, STR reporting to CRF) and how long records must be kept (10 years). The December 2025 reform overhauled Article 506-1 of the Criminal Code to address FATF mutual evaluation findings ahead of the June 2026 deadline.

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